Ways to Remodel Your Basement

Remodeling a cellar is a means to add usable living area and increase the value of a home. While remodeling a basement may lead to a higher assessment, and a increased property tax obligation, it may pay off when the time comes to sell your home. Refresh Floor and Walls Refresh the walls and one […]

Are Real Estate Taxes Depending on Area or Cost?

Property taxes are levied at the municipal or county level by the local authorities of the taxing jurisdiction in which the property is located. In most states, real estate taxes are also imposed by school districts. Rates vary based on the school district and municipality or county in which a taxpayer resides. When arriving in […]

Rent-to-Own Laws

The rent-to-own industry is a multi-billion dollar company with millions of customers, yet it isn’t legislated at the national level. Rent-to-own is a purchase method which allows clients to lease furniture, appliances and electronics with an choice to purchase at the end of the lease period. It attracts tenants and homeowners who want to furnish […]

What Are Prime Mortgage Loans?

A prime mortgage loans satisfy the criteria for quality mortgages set out by Fannie Mae and Freddie Mac, both government-sponsored enterprises (GSEs) responsible for buying the vast majority of home loans financed by creditors. Only borrowers with good credit histories and income amounts which are three to four times larger than their mortgage payments can […]