Mortgage notes change hands several times six months to one year after they are shut. Lenders are expected to tell you if your servicer, the company you make your payments to, changes. If the owner of your loan changes, they are not required to notify you. Frequently the servicer receives a servicing fee by the […]
Condominium insurance–also referred to as an HO-6 policy–differs from typical homeowner’s insurance. Most condo institutions handle the responsibility for insuring exterior building walls and common areas in the complex, as well as insuring for property damage and liability coverage for accidents occurring in shared areas such as stairwells or paths. Typical condominium insurance insures your […]
Piling extra debt onto a mortgage, or taking the wrong kind of loan to start with, can land a homeowner upside down to his mortgageowing more than the home is worth. In the housing boom which led up into the housing bust of 2008, home prices rose sharply. Confident in the current market, some homeowners […]
Home auctions are one option for banks and homeowners seeking to sell a home fast and for a fantastic price. While home auctions are often earmarked for foreclosure properties, an auction is also an option for homeowners who have an abnormal or eccentric home to market. Houses that go to auction provide several benefits over […]
Nothing heralds spring as much as a blossom-laden tree. Every year at this time, the streets of my neighborhood are softened with rows of pink and white fluffy trees. I don’t know about you, but I find that this has a temporary effect on my layout choices. I start pining for floral fabrics, delicate ceramics […]
I may be an artist at heart, but I still hold a hearty fascination for many things slightly geeky and technical. I’ve found that it’s my curiosity variable, a childlike quality that I must always promote in my kids as well. All these DIY kits and science-infused toys are just the ticket to keep the […]
When beverages are permitted near a leather couch, spills occasionally occur. When that spill is a sticky substance such as soda, it can leave behind quite a mess if not dealt with right away. If the spill occurs on a removable cushion, check the areas between and under the cushions to ensure more soda isn’t […]
Oil- and – water-based polyurethane finishes provide a tough, clear coating to protect hardwood floors, walls and furniture. This product is somewhat lean as a liquid, which makes it rather easy to use over wood surfaces. The lean consistency also makes it easy for employed excesses to dry and run unevenly. Manufacturers advocate applying polyurethane […]
Cleaning your windows and mirrors with spray glass cleaner and paper towels is easy, but stripes are usually left behind. Not only are the stripes unsightly, but also window cleaner sprayed directly onto mirrors can seep in around the edges and damage them. Getting truly streak-free paints and windows is potential; it just requires the […]
Woven plastic serves as durable chair material for outdoor slingback chairs, prepared to defy the elements day after day, month after month. Over the years, dirt and grime build up only from being outdoors. Wind, rain and contamination all come into play, creating a buildup which might not be noticed until you see how clean […]
Each and every day, the wood fence of your home becomes battered rot-inducing moisture, by damaging sun rays and other destructive elements. A timber stain helps create a protective barrier which keeps your weapon looking beautiful through the years. In general, fence stains become categorized as semi-transparent, penetrating stains or solid-color stains, depending on the […]
There results A grease fire in cleaning issues beyond the area where the fire originated. It leaves behind a odor or possibly a residue on the ceiling which may go undetected until you get close to the affected regions and walls as smoke permeates the room. In most severe cases, specialty supplies do the trick, […]